Re-Write Your Financial Story

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Helping you plan for tomorrow, today!

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What’s Your Credit Costing You?

A low credit score could cost you thousands of dollars! (And your health)

Auto Loans with Bad Credit

Credit

Score

Rate

Payment

Added Cost

Excellent

720-850
700-719

5.30%
6.83%

$753
$770

$0
$612

Moderate

675-699
620-674

8.78%
12.36%

$792
$835

$1,404
$2,952

Bad

560-559
500-559

18.20%
19.23%

$906
$919

$5,508
$5,976

Mortgages with Bad Credit

Credit

Score

Rate

Payment

Added Cost

Excellent

720-850
700-719

4.31%
4.53%

$1,487
$1,526

$0
$14,040

Moderate

675-699
620-674

4.71%
4.93%

$1,558
$1,597

$25,560
$39,600

Bad

560-559
500-559

5.36%
5.90%

$1,676
$1,780

$68,040
$105,480

Credit Cards with Bad Credit

Credit

Score

Rate

Payment

Added Cost

Platinum

720-850
700-719

4%
6%

$5000
$5000

$0
$362

Gold

675-699
620-674

8%
10%

$5000
$5000

$774
$1,250

Standard

560-559
500-559

16%
23%

$5000
$5000

$3,240
$7,856

Beyond The Numbers YOUR HEALTH
  • 2 in 3 adults say money and credit is a significant source of stress
  • 19% of adults said their financial burdens impacted their job performance
  • 28% of individuals with poor credit couldn’t rent the apartment they wanted
  • 49.5% couldn’t qualify for an auto loan
  • 21.6% couldn’t lease a cell phone
  • 19% had to live with their parents because they could not qualify for a home
  • 31% of American adults reported their financial anxiety led to feelings of depression
  • 48% of Americans lose sleep at night due to credit constraints

How we can help you

Success defined in a different way

Introducing

Our FOCUS FIVE Program

The Philosophy of our program is designed to focus on the five most important aspects of your credit history. The goal is to provide you with an understanding of everything you need to challenge and correct or delete inaccurate, incomplete, or unverifiable information. All whilst supporting you at the level you desire!

Credit Therapeutics is here to help you meet your credit score and financial goals. Our Focus Five credit repair programs and services work to remove the inaccurate or unfair negative items listed on your credit report.

Your credit rating impacts you in more ways than you know and will affect your lifestyle.

35%

Payment

History

 

30%

Credit

Usage

 

15%

Credit

Age

 

10%

Credit

Mix

 

10%

Credit

Inquiries

 

Personal and targeted approach

F

Find the courage it takes to be financially free.

O

Open up to Focus Five challenges so you can change, learn and grow.

C

Create solutions to unique stories that allow you to grow.

U

Understand that dreams only work when you do!

S

Set your life up for success so that anything is possible.

E-Book

DIY Credit Inquiry Removals

About us

Who we are

Our team of leaders are here to help guide you as you navigate the focus five program and begin your credit journey. We aim to motivate, inspire, impact, improve & educate so that you can feel confident in your financial future.

Our mission is simple, we’re empowering millennials and families to re-write their financial story. Through knowledge and know-how we help them achieve financial harmony, build generational wealth, and repair, restore & sustain a healthy credit portfolio.

Why we do it Credit Therapeutics began because we believe everyone deserves a second chance at credit and financial freedom; just as the founder did for his family. We do this work because we’re advocates for individuals improving their lives at any stage of life. We believe our vision is met when we help someone rewrite their financial story and We are proud to be a part of YOUR growth.

Reviews

What our clients say

Tasha Williams

I have some student loans that reported 90 days late dropping my scores about 33 points 2 months ago. Well, today they’re reporting current and I have my points back plus an extra 20. Still waiting on a few other items to update but I’m happy with everything so far.

Christina Ramos

Just before I started this journey with Credit Therapeutics I was already filing bankruptcy…I have been working with Angel and credit therapeutics for about two months. My credit score has gone up 100+ points and because of Angel, I have not filed for bankruptcy and honestly don’t think I will have to… I would highly recommend to any and all who are trying to repair their credit

Hector G.

Credit Therapeutics is relentless in the pursuit of bettering your credit! The staff is professional, prompt, and very knowledgeable. I highly suggest you consider them to help you get your credit together.

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I’m ready to repair my credit!

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