Re-Write Your Financial Story
Client Focused Results Driven
Helping you plan for tomorrow, today!
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What’s Your Credit Costing You?
A low credit score could cost you thousands of dollars! (And your health)
Auto Loans with Bad Credit
Credit | Score | Rate | Payment | Added Cost |
Excellent | 720-850 | 5.30% | $753 | $0 |
Moderate | 675-699 | 8.78% | $792 | $1,404 |
Bad | 560-559 | 18.20% | $906 | $5,508 |
Mortgages with Bad Credit
Credit | Score | Rate | Payment | Added Cost |
Excellent | 720-850 | 4.31% | $1,487 | $0 |
Moderate | 675-699 | 4.71% | $1,558 | $25,560 |
Bad | 560-559 | 5.36% | $1,676 | $68,040 |
Credit Cards with Bad Credit
Credit | Score | Rate | Payment | Added Cost |
Platinum | 720-850 | 4% | $5000 | $0 |
Gold | 675-699 | 8% | $5000 | $774 |
Standard | 560-559 | 16% | $5000 | $3,240 |
Beyond The Numbers YOUR HEALTH
- 2 in 3 adults say money and credit is a significant source of stress
- 19% of adults said their financial burdens impacted their job performance
- 28% of individuals with poor credit couldn’t rent the apartment they wanted
- 49.5% couldn’t qualify for an auto loan
- 21.6% couldn’t lease a cell phone
- 19% had to live with their parents because they could not qualify for a home
- 31% of American adults reported their financial anxiety led to feelings of depression
- 48% of Americans lose sleep at night due to credit constraints
How we can help you
Success defined in a different way
Introducing
Our FOCUS FIVE Program
The Philosophy of our program is designed to focus on the five most important aspects of your credit history. The goal is to provide you with an understanding of everything you need to challenge and correct or delete inaccurate, incomplete, or unverifiable information. All whilst supporting you at the level you desire!
Credit Therapeutics is here to help you meet your credit score and financial goals. Our Focus Five credit repair programs and services work to remove the inaccurate or unfair negative items listed on your credit report.
Your credit rating impacts you in more ways than you know and will affect your lifestyle.
35%
Payment
History
30%
Credit
Usage
15%
Credit
Age
10%
Credit
Mix
10%
Credit
Inquiries
Personal and targeted approach
F
Find the courage it takes to be financially free.
O
Open up to Focus Five challenges so you can change, learn and grow.
C
Create solutions to unique stories that allow you to grow.
U
Understand that dreams only work when you do!
S
Set your life up for success so that anything is possible.
E-Book
DIY Credit Inquiry Removals
About us
Who we are
Our team of leaders are here to help guide you as you navigate the focus five program and begin your credit journey. We aim to motivate, inspire, impact, improve & educate so that you can feel confident in your financial future.
Our mission is simple, we’re empowering millennials and families to re-write their financial story. Through knowledge and know-how we help them achieve financial harmony, build generational wealth, and repair, restore & sustain a healthy credit portfolio.
Why we do it Credit Therapeutics began because we believe everyone deserves a second chance at credit and financial freedom; just as the founder did for his family. We do this work because we’re advocates for individuals improving their lives at any stage of life. We believe our vision is met when we help someone rewrite their financial story and We are proud to be a part of YOUR growth.
Reviews
What our clients say
Tasha Williams
I have some student loans that reported 90 days late dropping my scores about 33 points 2 months ago. Well, today they’re reporting current and I have my points back plus an extra 20. Still waiting on a few other items to update but I’m happy with everything so far.
Christina Ramos
Just before I started this journey with Credit Therapeutics I was already filing bankruptcy…I have been working with Angel and credit therapeutics for about two months. My credit score has gone up 100+ points and because of Angel, I have not filed for bankruptcy and honestly don’t think I will have to… I would highly recommend to any and all who are trying to repair their credit
Hector G.
Credit Therapeutics is relentless in the pursuit of bettering your credit! The staff is professional, prompt, and very knowledgeable. I highly suggest you consider them to help you get your credit together.
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I’m ready to repair my credit!
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