Good Credit Makes for a Great Life!
The Focus Five Program
We use the law to challenge and
correct or delete inaccurate, incomplete, or unverifiable
Our Focus Five program is designed to focus
on the 5 most important aspects of your credit history.
The first step to begin our Focus Five program is to schedule a call with us so that we can go over your credit report and see exactly what you need help with. Once you schedule a call, you will be directed to a link to obtain your credit reports for $1 so that we can review it together. We will discuss your situation to determine if you are a good fit for our credit repair program. Feel free to ask any questions so we can better assist you. We promise to always communicate with you honestly from the start.
Scroll down to click the link and schedule a Discovery Call with us. We will explain the cost, timeline and process of everything that we can do for you.
Whether you are looking to buy a home, purchase a new car, or just obtain better credit, we want to help you achieve those goals.
03 Document Processing
Your hard work is done for now. During this process we will file the disputes with the credit bureaus, creditors and collection agencies on your behalf
- Your Negative Items will be added to our Database for Disputing
- 1st Round of Dispute Letters are Created & Packaged
05 Update Call
- Once every 45 days we will schedule a phone call to go over account status and progress.
- We will continuously discuss how to have a better relationship with credit and build financial harmony; which will be the basis for you getting approved for a home, auto loan, credit cards and much more.
- Our Focus Five Program will lay the foundation for generational wealth and empowers you to make a significant, long-lasting lifestyle change that will give you access to your financial dreams.
The next step to Financial Harmony is your Initial Audit and Credit Analysis. Once enrolled in the focus five program you will be:
- Provided with 24/7 Online Account Access
- Provided with Focus 5 Initial Audit/Credit Analysis Report
- Welcome Call will be Scheduled
- Provided the Details of Consumer Rights
- Obtain Identification Documents
- Enroll in Credit Monitoring
At this time we will have a detailed discussion about financial harmony and creating a step-by-step plan for your individual financial needs. You’ll get specific details on how we are going to delete negative items from your credit report and help you re-write your financial story.
Throughout this process we will be in communication with you via email.
- You will receive updates when letters are mailed off.
- Emails with amazing content and suggested partnerships to help increase your wealth.
- Social Media Updates
- Friendly reminders
Credit bureaus, creditors and collection agencies will then mail you the dispute results (30-45 days), which you will need to forward to us As Soon As Possible via our client portal or email. We will analyze the dispute results, and if the inaccurate items are deleted or corrected, we will devise a new strategy or re-dispute the negative items again.
06 Build & Establish
This is an exceptionally important step in our Focus Five Program. (You will not see your credit score increase unless you add positive accounts to your credit report).
We will walk you through adding on a mix of new lines of credit such as:
- Authorized User (AU) Accounts
- Secured Credit Cards
- Credit Builder Accounts
- Auto Loans
- Department Store Charge Cards
- Merchandise Credit Lines
A lot of our clients see results in as little as 45 days, but see maximum results in six to nine months.