Refund Policy

You are fully protected by a 100% Money-Back Guarantee.

We hope that you’ll absolutely love our service and that you will use the additional training and advice we offer to improve your credit score and financial harmony.

Here’s how our refund policy works…

If for any reason you’re dissatisfied at any time during the first 90 days and No Deletions or Score Increases have occured in the time after starting our Focus Five Program, simply contact us and ask for a full refund. You’ll get your money back. That’s our promise and commitment.

In order to obtain a full refund under this policy, please contact our team at with the full name and email address that you used to purchase, so we can locate your account. Include the words “Money Back Requested” in the subject line and tell us you would like to be refunded and we will get back to you with a prompt reply and any additional instructions.

Finally, and this is completely optional and only if you choose to, but we sure would appreciate it if you would include some explanation for why you’re requesting a refund – this helps us to improve, so others can get the most benefit from our Focus Five Program. We want satisfied customers so we greatly appreciate and welcome any feedback that you are kind enough to provide.

If you have any questions please email Please include the words “Money Back Question” in the subject line of your email so that we can address your question quickly.

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